الگوي مطلوب مصرف در چارچوب الگوي تخصيص درآمد اسلامي

The Desirable Consumption Pattern in the Framework of the Islamic Model of Allocation of Income

Decision making regarding the choice of the quality and quantity of income allocation to fulfill various needs of life is amongst the fundamental issues of Economics. In traditional economics because of particular principles of the Capitalist school, the concept at the core of this problem is "consumption", and maximization of utility derived from it, becomes a goal of the consumersʹ behavior. In Islamic sources, the central concept of this problem is "enfaq" [disbursement] (in its broader sense), which includes all the expenditures of life encompassing consumptive expenses, social-participation disbursements and capital expenditures. This article aims at discovering and explaining the desired model of individual-income allocation in the framework based on Islamic viewpoint. This article, by analyzing the ideological principles, aims, instances and the doʹs and donʹts of the model of income allocation in Islam, shows that, firstly: the central concept in this model is "enfaq" [disbursements] ("in its general sense"), consumption being just one of its instances. Secondly: Adopting this concept, in place of consumption, is based on the Islamic theoretical and value-based fundamentals. And finally: The desired behavior of income allocation (specially the consumption behavior) in Islamic framework gets shaped in such a way that it enhances welfare, social justice and spirituality, alongside each other.